How to Use Passive Income To Build a Strong Financial Future for Your Child with Special Needs/ Developmental Disorder


These methods can be used for any child or parent, creating passive income is a good idea for anyone who is interested in developing a strong financial portfolio. Please share this post if you find the information helpful!

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When you first find out that your child has special needs / developmental disorder, you are probably overwhelmed with fear for what the future of your child may hold. As parents, we constantly worry about providing for our children and teaching them the things that they can use in life to become successful. When you find out that your child has special needs, all the things you’ve planned to tell them to prepare them for the world seems questionable.

I believe that utilizing various methods of generating passive income can be a way to prepare your child for the future so that they are able to manage better on their own.

Utilize Your Good Credit

There are various forms of passive income, usually, people think of rental property, but passive income can also be residuals that you earn from the sale of artwork, copyrighted materials, clothing, and much more like stocks, and even credit cards that give miles, cash back or points.

When anyone puts their money to work for them in the sense of stocks or investments, they are earning passive income. One service that I like is called Acorns, because there is no fee to join, you can set up round up transfers from your card transactions to be put in your acorns account where it will be invested in stocks. Instead of putting roundups into a savings account, whenever your child uses their card, their money will be invested in order to make more money.

If you have good/great credit, you may be able to put your child as an authorized user on your credit card, even while they are in high school or younger. This is a passive form of income because you will be increasing your child credit score. This will enable them to qualify for cards like American Express Skymiles, and other great cash back credit cards that when used will help your child to earn more money. Sometimes your child may need to seek out specialists help and will need money for travel.

Sell Artwork & Books

Another great method to credit passive income for your child would be through art. On my blog you’ll see some of the 100 Bedtime stories I’ve written, I will be rewriting and publishing them as children’s’ books which will be available on Amazon.

In order to publish a children’s book on Amazon, I will need to get an illustrator to create the illustrations for my book. If your child is creative, or artistic, they may be able to participate in creating illustrations for children’s book or authoring and illustrating the books. You will need to get the work sent for copywriting and then your child could earn passive income from the sales of the books.

Another method for your child to make money from their artwork, it to have it put onto teeshirts, coffee mugs, and more and then sold, If your child is good at geometric prints, perhaps they could make patterns which could be put onto linens or comforters.

Learn more about passive income ideas in

Passive Income: The Ultimate Guide to Make Passive Income and Master Sales Techniques by Daniel R. Covey

Passive Income


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Another slightly passive method of creating income is through flea markets. Some flea markets will allow you to pay for a space and then have another person sell your items for you at a small cost, all your child would need to do is find items to sell in their booth, and have them taken to the market. This would be easy to set up with some start-up money. Check out this item on Selling at Flea Markets, from the Penny Hoarder. 

Airbnb with an Airbnb Manager


Airbnb could also be an option for a child as they grow older because there are plenty of people who hire someone to do the basic sheet changes and laundry at a small fee, an Airbnb manager can help your child run a profitable Airbnb.


Creating a dropshipping store can be a great way to build a profitable income source for your child. Most of this can be done with the help of virtual assistant services and through popular drop shipping services.

Some companies, like MyOnlineFashionStore, offer completely turnkey fashion retail websites, with new fashions updated almost daily and even drop ship single items. This is an incredible option as you can open a store for your child and manage it through a virtual assistant service, leading to almost 100% passive income!

Another option is to create a website and offer products for sale from a reliable source in your area, consider using Weebly to get your site up and running.


If you are looking for a truly passive method of generating income, start buying real estate. This can be managed entirely by others and is a great way to ensure future financial success.  I recommend the Austin Davis Commercial Real Estate Investor Training program.  This program  will teach you how to buy commercial real estate with no cash and no credit. Learn the secrets insiders never share. (Apartments, Office Buildings, Hotels.) The course Includes Everything You Need. Create A Cash Flow Of $25,000+ Within 90 Days.

There are a variety of different passive income sources that can be used to help your child be successful and to ease the burden of monetary strain. Follow me on Pinterest because I have a TON of articles pinned about passive income, ways to make money from home, stocks and more. For more income opportunities for adults with special needs check out this article: 34 Great Jobs for People with Disabilities

Call for Submissions

If you are interested in getting paid to guest post on this blog and have great ideas for future posts, please submit your idea for consideration. 


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