Traveling to Silicon Valley California

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For the first time ever I find myself in Silicon Valley, and I am really loving it here! My first reaction when I found out that I was going to be moving with my boyfriend from Reno, Nevada to Milpitas, California was, “OMG I can’t wait!” I am still not sure if we are going to make this a permanent move, and I will be traveling back to Reno at the end of this week. My Mary Kay sales director has already hooked me up with a team out here in Cali though *awesomeness* but for now, we are only planning to be here for another few weeks.

Girls

What I love about it here in California is that they do things a little differently, for example, the movie theaters sell Indian food- and it is vegetarian! And there is a lot of great Indian food in this area, and the Chinese food is bar none, the best Chinese food I’ve had since I left China- I spent a month and a half in touring China when I was in high school, as a part of the People To People Student Ambassador Program.

Our Favorite Meal:

The Chinese place I went to was called the Golden Garlic, and when I went in, almost everyone in the restaurant was Chinese (always a good sign) and the decorations were so cute. (the pictures on Yelp are outdated and the new decor is super trendy and cute) They had a large menu of traditional Chinese fare, with vegetarian options.

These are a few photographs of what I ordered from their Yelp website, you can see the reviews here

fish with tomato sauce

Photo from Yelp

 

Chinese Wontons

Photo From Yelp

The fish with tomato sauce was incredible and the dumplings with chili sauce were the best I’ve ever had.

Celebrating National Kissing Day:

Cheers!

Also, I since my boyfriend and I regularly eat homemade chicken with mole, I decided to try ordering from Postmates, and it was amazing! We ordered fresh tortillas, chicken with mole, rice and beans, carnitas tacos, and chicken tamales delivered to our suite in the hotel, all for under $40 dollars.  The food was soo yummy! Plus it was delivered very quickly! Since it was National Kissing Day, I ordered this as a surprise breakfast in bed for my boyfriend, and it definitely got me lots of kisses!

food from postmates

you can use Promocode 1skcx the first time you order using Postmates to receive $100 in delivery credit!

If you want to learn how to make absolutely amazing Mexican food, like my boyfriend has taught me, I suggest the Mexican Everyday Cookbook by Rick Bayless. Trust me there’s nothing quite like making super yummy homemade Mexican food.

Here’s where we stayed:

Red Gingerbread Recipe Pinterest Graphic (1)

When we first arrived we spent a few nights at my favorite hotel, the Embassy Suites, which had an absolutely fabulous indoor pool with a hot tub, and an outstanding restaurant. I always love my stays at the Embassy Suites. Check out my review of the Embassy Suites in Atlanta on Youtube.


We ended up moving to and staying at the Townplace Suites in Milpitas, California, which was super comfortable and perfect for traveling for work.

If you’re looking for the perfect hotel in Silicon Valley for your family start planning your trip right now with booking.com!

What I really love about it here is the air. I am originally from Georgia, where it is very humid, and after I left Georgia, I moved to Miami and then to Nevada. In Nevada, there are a lot of new plants I had to get used to like Sagebrush, which is known to cause allergies. California is a different story. The air here is clean and it is not humid and muggy, it reminds me of the Carribean actually.

Another thing I have noticed about California that there are so many jobs available here. It literally seems like every single restaurant and store has a hiring store in the window, and not just the stores, but there are so many other jobs that are based in this area of the country.  Tons of startups, tech jobs, retail outlets, and so much more is based here. There would be no issue finding a job for someone willing to work out here. A lot of jobs that have location restrictions are available to people in this area. ! But the price of living here is pretty high, definitely something to consider before making your move out to the valley.

It really feels like the land of opportunity. I can’t wait to keep exploring here in California!

Check out the Lonely Planet California’s Best Trips (Travel Guide)  to help you plan your perfect Cali getaway!

Californias-Best-Trips

If you love traveling and want to create your own travel blog, try Weebly, which offers website hosting plus e-commerce so you can earn money while you travel!

weebly have an idea

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Becoming a Millionaire In One Year

Disclosure: This page contains affiliate links, and at no additional cost to you, we earn a small commission if you click links and decide to make a purchase

How do I become a millionaire in one year?

This is the question I posed to myself last month, and actually, it was more like this, “I want to be a millionaire by next year, how will I do it?”

HOW DO I BECOME A MILLIONAIRE IN ONE YEAR- (1)

 

I went for a walk, I picked up a beautiful river rock, and I wrote in Sharpie, “Make my first million dollars by June 2018.”

So I had a new goal! a new challenge! Last year I took a challenge to write 100 bedtime stories. It was an incredible and life-changing experience for me, and it really helped me to grow as a person. The 100 bedtime stories challenge, from the 100-day project, was the inspiration for this blog. It is amazing how one moment and one decision can change your life, and you can look back and say, “how could I have made it without that decision” that was what the 100-day project did for me. It really gave me inspiration for living.

Fast forward to today,

I know I want to be a millionaire, so I decided to make it a challenge.

There are so many quotes that use to remind myself of my goal, and one of my favorite quotes is

To get somewhere you have never been you must do something you have never done- Thomas Jefferson

I am going to try to document my journey to make a million dollars.

Beginning the Path to Financial Freedom:

Beige Photo Wedding Pinterest Graphic (1)

  1. I made the decision that I was tired of not having a million dollars and decided that I was tired of reading about people younger than me making their first million and that I wanted to be a millionaire too. DAMN IT I WANT A MILLION DOLLARS ALREADY!
  2. I wrote my goal on a rock and put it in the house where I would see it every day and be reminded that even though it is a big goal,  it is my goal.
  3. I googled “how to become a millionaire”!
  4.  I started telling everyone I know that my goal is to make a million dollars in the next year. I began announcing this publicly and asking others to join me. Part of this positive energy I attribute to a woman that I met at my last job. We started talking together, and we discussed our goals, the stock market, real estate and travel. We sat at a small table at work, and dreamed together! When is the last time you dreamed with someone? It is such an incredible feeling, and if you have not dreamed with someone lately, I highly suggest that you do it with the person you are next to at this very moment! When I first met my boyfriend, he told me that he used to have dreams, and I asked him what his dreams were. Now, every day I intentionally talk about my dreams with my boyfriend, and he talks about his dreams too. This is one of the happiest things you can do, and it is TRULY powerful. After I talked about my dreams with my coworker, I started making sales like crazy, and I ended up pushing myself to become better and leaving my old job!
  5. I knew I would need to keep making money. I continued to work a regular job, I got a job at a food stand, just to force myself to make a set amount of money every day. Now, I am working full time as a virtual assistant, and taking classes to increase my skills. These skills I use to help my clients better manage their businesses. I got the job after reading a post on the blog Real Ways to Earn Online I also recently purchased the Real Ways to Earn Online new Ebook, “How to Find Real Work From Home Jobs” and am really enjoying it!
  6. I Watched the movie, The Secret, and looked up positive affirmations. I decided to make a mental decision to switch my thinking and to let go of thinking patterns that are not in line with who I want to become. It’s also available in a hardcover version on Amazon.

* sometimes this is really difficult!  in the movie The Secret, there is a man who is shown very upset about being late, and he keeps thinking how angry he is that he is late, and in the movie, the man ends up becoming late because this is what he is thinking.

I find that I used to think way too much about how other people affected me. Now I no longer dwell on how other people affect me, in fact, I do not think about it. I am putting such positive energy into my dreams, my goals, and my efforts to positively inact change into my life, that this no longer holds me down. I have broken these chains, I am inacting change in my own life, and I am affecting my reality!

7. Thinking of million dollar ideas. I knew that I would have to come up with million dollar ideas, I could not simply work at a normal job, and save my money, to become a millionaire. Since I have set a date to become a millionaire, it is pushing me to actually go through with developing my ideas.

When was the last time you had a great idea for a business and thought you would not be able to really “do-it”. For me, this time has passed.

Now, I will be writing down my ideas, and creating action plans for bringing them to fruition.

Here’s a book to help you come up with REAL money making business ideas,

Business Ideas: 100 Starting Points to Make Money in the New Economy

Business Ideas

8. The first idea great idea I had, I latched onto it, and decided to really give it a go. I created the idea of GMMosquites Boxes, which is now in its first round of funding! I have been looking for investors for my idea. I have emailed some investors privately, and have applied at angel investing companies. You can view the company profile on Gust if you are interested in investing.  

If you need funds to start a new business but have bad credit, consider a Bad Credit Loan, with badcreditloans.com you could get up to $5,000 to use for funding your new business or paying off debt!

9. I am applying to better higher paying jobs and re-evaluating my own worth. I am great at what I do, and I am no longer listening to self-doubt. I am bringing my million dollar self to my ventures. That means brushing off insecurities and pushing myself to seek jobs with the best benefits packages, the best pay, the best situation for myself so I can be happiest and the most creative. I am offering more of my personal services to others and investing in my own education by learning new skills. I can use these at my virtual assistant job and in my entrepreneurial endeavors. Also, I completed my Mary Kay University before June 30th, and achieved the goal I set for myself. You can join my Mary Kay team by visiting my website.

Why you add direct selling to your income list (1)

10. Pursuing my goals to own real estate. I started watching youtube videos of Grant Cardone. This guy is a genius, he helps me believe in myself, and my abilities to close big deals, he inspires me to dream of things that I have never thought possible.

11. Trying to overcome fear. Yes, I am still nervous about so many things, and navigating how to not let fear control me is a daily task, but I am so powerful that fear is only weakness, and something I am not concerned with anymore.

12. I am taking an online entrepreneur class offered by MIT. It is free, so I decided to take it.

15. I am watching videos on how to grow my social media followers and putting conscious effort into growing my following.

Update: I’ve grown my Pinterest from 1K views a month to over 25K a month by using Boardbooster!!

Boardbooster

These are some of the actionable steps I am taking on my million-dollar challenge. This is not everything that I am doing, but this is part of what I am doing. I am lucky to have a supportive boyfriend, who inspired me to set this goal.

I asked him what it would take for him to stay home with me all day and we just have fun, and he told me “go make a million dollars”, and I said ok.

But even if you do not have loved ones who support you, you can still make it happen! I believe in you and me, and I can’t wait to achieve my goal!

Please comment below how you are making this happen for you, and other ideas on the subject and use the hashtag on social media #milliondollarchallenge or #makeyourfirstmillion 

Join my active Milliondollarchallenge group board on Pinterest!

Red Gingerbread Recipe Pinterest Graphic

What are your financial goals? List them in the comments!

 

 

5 Surprising Ways Inbox Dollars Has Benefited Me Financially

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I’m more excited than ever to tell you 5 Surprising Ways Inbox Dollars has Benefited me Financially, and some of these may be pretty surprising! Read on to find out more!

buy 1 get 1 free

I started using Inbox Dollars regularly around June of last year, along with many other survey sites. I was recovering from a financial disaster and am still in the process of recovering. It was probably about 3 or 4 years ago that I found myself in a ton of debt and pregnant with my daughter. How I got into that situation was that I had not paid my bills, because I was just too overwhelmed by misfortune that I had kind of given up trying to be financially responsible, and was only 24 anyway so I suppose I did not think it was that finances were all that important.

Once I decided I was definitely having my daughter by myself as a single mom, I worked tirelessly to pay off all my debt on a minimum wage salary and I did it. I’m officially debt free, but my credit was a whole different story. What they really need to tell be telling kids in school is how difficult it is to recover from bad credit and financial immaturity, IMO. 

** This is why I am very discerning when I recommend financial products, services, and banks. I only recommend products that I really think can help.

About one year ago I was faced with the situation that the only way to improve my credit would be to take a secured credit card with a bank. Because my score was so poor and I was so young with little credit history, it seemed to be my only option. To me, this was just the bleakest situation. I did not want to put what little money I had away into a secured credit card with a large bank.

There are two reasons I felt this way, the first is that unless you have a very good credit score, even a traditional bank will likely give you a high APR the credit cards they offer you, and second, you are straddling yourself to your low credit score. If you can either wait for all the negatives to fall off or find offers from smaller banks, then grow your credit score, you will then be in a situation later on in life to receive the awesome APR offers and loans, but applying and getting credit when you’re in a credit dump, could have longer-term effects than simply waiting for anything bad to age off your score.

Fast forward to this year and I’m ready to tell you 4 Surprising Ways that Inbox Dollars has benefitted my financial situation.

1. I was able to find unsecured credit card offers for people with bad credit. Even when I am in a bad situation, I really do not like to have to compromise on what I truly want. I wanted to improve my credit with an unsecured line of credit. The interesting thing about some of these credit cards, is that they actually are a good deal *** When you are in need of improving your credit score*** I am not saying they do not have annual fees, and initial cost and a high APR, but unlike some of the popular secured cards on the market which may not allow you to increase your credit limit EVER, some of the ones featured in the inbox dollars offers do have the option to allow you to ask for a credit limit increase. This is an important feature to me. Another thing I like about these cards is that they do help you improve your credit score by reporting your use each month. I got the Total Visa and the First Access Visa Card. Basically, it was not until I really started paying attention to my offers that I found what I was personally looking for. Now my credit score has risen over 100 pts! boomnettingBy paying on time and usually in full every month for a year, I was able to bring up my score over a hundred points!

2. After about 3 months of paying my secured cards,  I opened a Secured Visa Card from a smaller bank, because I knew I would be approved and wasn’t risking a hard pull. The secured visa card that I got was the First Progress Visa Card. It’s from Synovus Bank, which is a smaller bank in Georgia. There are mixed reviews about this card, but as I said I did not want to get a secured card from a traditional bank. One reason and I don’t know if this is accurate, but I want to wait to open larger accounts with higher starting limits at the larger banks, so I am waiting until my score improves to apply for nonsecured cards at larger banks, which I am hoping will help me secure lower interest rates in the future. I personally like my First Progress Card, but if you need access to your funds fast, this may not be the card for you, as there is a TEN day waiting period if you pay over the phone before you can access your funds. Plus they charge $10 to pay over the phone. Personally, I am willing to pay fees for convenience purposes for myself, and I do not like paying fees for things like monthly maintenance when I don’t feel like I am receiving personalized services etc from the banks. So I don’t mind this charge, and I am glad to have this card and am looking to get unsecured credit lines from Synovus in the future, like the Synovus Travel Rewards Credit Card which offers “5x points on up to $5,000 annually in net spend for travel purchases, including hotel, airlines, car rental, and vacation package, 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn Category of your choice, and 1x points on all eligible purchases, with no limit on the points you can earn”Synovus Travel Rewards Card More about the First Progress Visa: They say that you can pay online via bill pay and there is not a hold on your funds, but I never pay this way, so I don’t have experience. If you decide to use this card, for the purposes that I did, to receive a secured card from a smaller bank, I highly recommend this card, as you can deposit an amount you choose, and they quickly report it to the credit bureaus. They are offering a $100 dollar statement credit for referring new members, which should cover some of the high APR costs and payment costs you’ve made to your account.

First Progress

Get a $100 Statement Credit For Referring Friends!

3. Another surprising thing I have found just today on Inbox Dollars is a savings account that offers 5% APY! This is the same rate as CD accounts at some banks! How did I find this offer?  I decided to take advantage of two of Inbox Dollars offers and earn an extra $2 for completing 2 offers. This was a special promotion that they are running right now. I chose the Netspend Visa and the Rush Card offers. I had been hesitant to sign up for these offers before, because of a bad experience with the GreenDot prepaid card, which left a sour taste in my mouth on all prepaid cards. But I wanted to increase my earnings to over $40 by the end of June, which I have done (Yeay! I completed my goal today!!), so I thought what the heck- just do it. Well, after I signed up for my NetSpend account I went to the website to find out what the dealio is. Apparently, once you complete direct deposit totaling over $500 in a month, you are automatically in their premium client services, which includes a savings account that gives you 5%APY on all your money over $1,000 that you keep daily in their savings account. All money $1,000 and less kept in your savings account earns you 4.9%APY. WHAT?? that is awesome. Especially since my main goal right now is savings!! and to earn that type of savings, simply by direct depositing into my bank account is, well AWESOME!.

4. When researching Inboxdollars, I read an article that basically said, you do not need to try to log on every day to benefit from using Inboxdollars, the recommendation from the article I read, said to just let the emails amass throughout the week, then check them once a week and in a year you will earn (I can’t remember the exact number) ~$14 if you ONLY check your emails. This was probably the best advice I’ve gotten on how to take advantage of the site. Actually this advice, surprisingly, has increased my earnings this go around. I’ll be getting over $40 dollars this time I cash out, and it has just basically been something I do not think about too much. So, in the past year, I will have earned over $70 dollars with inboxdollars, not bad for me considering how little I am actively participating in income-producing activities on the site. I look my inboxdollars earnings like I’m earning interest in a savings account. The Paid Emails basically are my earned interest on my daily emails. And I rarely actually check them through my email account, I usually check them on the inboxdollars website.

5. I’ve found some really good deals through the site on entertainment, food and other services. I found out about a couple great services I enjoy using, like SundanceNow. Also, I’ve found other ways to increase my income each month with different websites per recommendations from Inboxdollars. I love that it recommends services that actually save me money or increase my current income.

Basically, a lot of people talk about how it is a way to increase your income, but for me inbox dollars has done more than that, it has helped me be able to bounce back from some seriously difficult life situations and help me gain more financial freedom. Thinking of the emails as savings day in and day out has helped me constantly every day to think about savings. It’s almost become my own an email accountability partner, reminding me to set daily earnings goals, and helping me every day reinforce in my mind the importance of savings, and generating passive income. If you’re on the fence about signing up or maybe you have quit using this survey site, I really encourage you to try inboxdollars or give it another look, because it is actually helpful.

 

If you are suffering with bad credit and think that you could benefit from professional credit repair services, you can receive a FREE credit repair consultation from CreditFirm. They provide industry-leading credit repair services which could change your entire financial situation. CreditFirm-netLogo.png